Arizona Health Care
Health care costs, no matter which state you live in, can be more than what most families can afford. Although medical costs in Arizona for health care are relatively lower than the national average (a recent national study showed that average spending per capita was around $4,100, while the national average was $5,283), this doesn't mean that affordability isn't an issue in Arizona. In fact, the population of uninsured in AZ is higher than the national average.
Whether you're currently insured or uninsured, we're here to help give you some helpful tips that you can use to make the best decision when it comes to choosing a health care plan.
Health care facts for Arizona
Though Arizona's uninsurance rate is high, it doesn't necessarily have an alarmingly large percentage of uninsured residents. One of the most recent studies shows that more than 19% of Arizona residents are without medical coverage. Even though this stands well above the national average, this number is steadily declining.
Affordability of health care comes back into question, because small business owners and individuals make up a large percentage of the uninsured. Self-insured employer groups are becoming increasingly more common, with more than one million Arizonans under this type of coverage. One of the benefits of this is that self-funded employers typically don't have to pay premium taxes and may be exempt from some state regulations.
Finding the health care in AZ that's right for you
Fortunately in Arizona there are many different options for health care. The cost of being uninsured far outweighs the cost of having an affordable coverage plan. When you look at the cost of hospital care per capita in AZ, you'll find that it's around $1,479. This may not seem like a lot, but you also have to factor in the cost of physician and clinical services; once additional costs are accounted for, a single hospital bill could amount to more than you would be paying for an individual plan in a given year.